Financial Needs Analysis

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Everyday Spending and Saving Habits Determine Your Financial Future

One of the most important building blocks in establishing a firm financial foundation is determining the difference between “wants” and “needs.” Sounds simple, doesn’t it? A “want” is something you don’t require for basic survival and a “need” is something you must have to live. Yet, sometimes it can be hard to tell where a “want” begins and a “need” ends - especially where immediate family is concerned. Financial health is all about the choices you make over the long term.

It’s never too late to change your financial future. That’s where our Financial Needs Analysis (FNA) comes in. It’s complimentary, it’s confidential and it takes about 30 minutes.

When you think about the following items or services, how do you define them? As a want or a need?

• A new car every four years
• A workable retirement savings plan
• A 60“ HDTV
• Adequate life insurance
• “Dream” vacations every year
• A one-year emergency fund

How you classify each of the above will most likely have a direct bearing on reaching your goals and dreams. Forgoing a new car for keeping the late model around for awhile longer or dialing down the entertainment center - and investing the savings toward your retirement and other financial goals - are choices that you can make to achieve your goals.

But sometimes the decisions aren’t quite so clearly cut and dried. That’s where our Financial Needs Analysis (FNA) comes in. With a little data gathering and a few minutes, a representative can produce a personalized, confidential and complimentary FNA for you and help you make a game plan for success.

Start In Just 30 Minutes

One of the best things that you can do for yourself and your family is to establish a realistic game plan that you follow. Your representative can meet with you and, in just 30 minutes, help you start developing that strategy - one that you know you can follow.

We teach people how money works so they can make informed decisions about how to manage their finances. The basics of money are generally not taught in school. With your FNA, you’ll learn the steps you need to take to get on the road to the financial life you want and deserve.

GETTING STARTED IS EASY

Set up an appointment with a representative near you.

Just about everyone could benefit from putting together a formula to reach his or her financial goals. A representative can help you design a recipe for success. Our Financial Needs Analysis (FNA) is a tool that has been used by millions over many years, to not only get families where they want to go, but to also get there faster.

Do you:

• Have children?
• Face a future filled with debt?
• Plan to retire someday?
• Want to better understand how money works?

If you answered “yes” to any of these questions, then you could find an FNA extremely helpful. A representative can produce a personalized FNA for you with about half an hour of your time. We’re so certain you’re going to find the FNA useful that we offer it as a complimentary service! It’s also confidential and has no strings attached. You just need to do it.

The FNA Can Help You With:

Debt Elimination
Discover strategies for paying off credit cards and loans in the quickest and most efficient manner possible.

Retirement Solutions
Receive a detailed analysis regarding the amount of money you need to live the retirement of your dreams.

Income Protection
Find out what you need to do to ensure your family’s financial future should you die prematurely.

Education Funding
Estimate the actual costs for sending your child to a specific school and find out how to fund your child’s education.

Set up an appointment with a representative near you.

Be Sure You’re On Your Way - With an FNA

What takes as long as watching one 30-minute television sitcom and yet can be indispensible in helping you achieve your financial goals and dreams? Our Financial Needs Analysis (FNA) has, for decades, helped families understand just what they must do to achieve their financial goals. And it’s true - you can get started in just a half-hour. A small investment of your time can help you make a real impact on your financial future.

Getting Started Is Easy

Set an appointment with your representative: https://calendly.com/anthonypitre/30min  Reserve a time that both you and your spouse or partner can meet with your rep.

Important Information To Have

To help you get an accurate picture of your current financial health, make sure you have the following important information handy for your representative:

• Your latest pay stub
• All savings and investment account statements
• Retirement plan statements
• Company benefit statements
• Life insurance policies
• Education savings statements
• Financial aid and tuition amounts
• Mortgage documents
• Loan and credit card statements

Because the FNA is personalized, your results will be tailored specifically to you. Once you have an idea of where you stand, your representative can help you come up with a strategy to fix problem areas. You deserve a bright financial future. The complimentary FNA is the first step toward the life of your dreams. Let us help you today!

Set up an appointment with your representative.